Builders Warranty Insurance

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Building your dream home can be an exciting but rather daunting process as you must rely heavily on the work of other people such as builders and contractors. If a problem was to arise and your builder could not honour their building commitments, you could be left to pick up the pieces and cover the cost.

At Coverforce, our experienced insurance brokers and in-house claims team will deliver personalised risk advice, expert service and a smart Builders Warranty Insurance Program that won't let you down in the event you need to make a claim.


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What is Builders Warranty Insurance?

Builders Warranty Insurance (also known as Home Warranty) provides a safety net for homeowners to compensate for losses due to faulty workmanship and incomplete building work if your builder dies, disappears or becomes insolvent and can’t pay off his debts.

Do I need this Insurance?

If you own a home and are having work done to your home by a builder including renovations or an extension, you need Builders Warranty Insurance.

If you’re a licensed builder, you may also need Builders Warranty Insurance for your residential buildings to protect your client.

Important Tips

If you’re undergoing building work, it’s a legal requirement under State/Territory law to get Builders Warranty Insurance in all states in Australia, except Tasmania.

As a guide, you need to get cover when the value of your building works go above the below amount in various states:

  • New South Wales, Western Australia, and the Australian Capital Territory: $20,000
  • Victoria: $16,000
  • Northern Territory and South Australia: $12,000
  • Queensland: $3,300 ($1,100 for Hydraulic Services Design).

If it’s a requirement in your state to get Builders Warranty Insurance, your contractor should arrange it for you. But it’s best to get a copy of the paperwork proving it before you sign the contract to be sure you’re covered.

How Coverforce can help

Our experienced insurance brokers can assist you with personalised risk advice and the placement of your Builders Warranty Insurance policy for any Australian state or territory.

Contact us now or simply complete the contact form below and we will get back to you within one business day.

Request a Builders Warranty Insurance quote

Simply fill out the form below and we will get back to you within 1 business day. Alternatively, should you prefer to speak to someone right now, contact us during business hours to speak with an experienced insurance broker.

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Are you looking for expert risk advice and great value cover for your business? Call us to speak to a Coverforce insurance broker today.

Our Insurance Brokers service clients throughout Australia, with key offices in Sydney, Melbourne, Brisbane, Adelaide and Perth.

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